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Buying process

Your journey to a home in Spain

8 steps, typically 3 to 4 months. Fully guided from first orientation to handover of keys.

Week 1

Orientation & wishes

In a free conversation we discuss your wishes, budget and preferred region. You receive a personal longlist of properties that suit you.

  • Free introductory call (30 min)
  • Budget & wishes mapped out
  • Personalised longlist
Week 2-4

Plan viewings

You arrange your own travel and accommodation to Spain. We coordinate viewing dates with sellers and agents and are present at every viewing.

  • Up to 6 viewings per day
  • Local guidance by Demy
  • Honest assessment per property
Week 4-5

Offer & negotiation

We negotiate on your behalf in Spanish with the seller or developer. Strategic and realistic.

  • Negotiation in Spanish
  • Market-value check
  • Tailored bidding strategy
Week 5-6

Legal check & reservation

An independent Spanish lawyer checks ownership, mortgage rights and zoning. Reservation between €3,000 and €6,000.

  • Due diligence by lawyer
  • Land registry check
  • Reservation drawn up
Week 6-8

Private contract (10%)

On signing the contrato privado you pay a 10% deposit. The price is locked in.

  • Contrato privado in EN/ES
  • 10% deposit
  • Penalty clauses set
Parallel

NIE number & bank account

In parallel we arrange your NIE number and Spanish bank account. 2-3 weeks via power of attorney.

  • NIE via power of attorney
  • Spanish bank account
  • International transfer
Week 10-14

Notary & handover of keys

Final escritura, balance payment, handover of keys. We arrange everything.

  • Escritura at the notary
  • Balance paid via bank
  • Keys in hand
Ongoing

Aftercare & management

Property management, rentals, tax advice · you're welcome after the handover too.

  • Modelo 210 tax filing
  • Rental management
  • Construction advice

Ready for step 01?

Book a free introductory call. No cost, no obligations.

Book a call
Frequently asked questions

Frequently asked questions about the buying process

What are the key spanish property buying steps every buyer must know?+

The core spanish property buying steps include obtaining an NIE number, making a reservation offer, conducting legal due diligence, signing the contrato de arras (deposit contract spain) with a 10% deposit, and completing the public deed before a Spanish notary.

What is a contrato de arras deposit contract in Spain?+

A contrato de arras is a legally binding preliminary sales contract in Spain. The buyer pays a 10% deposit to lock in the deal. Under standard penal arras rules (arras penitenciales), if you as the buyer pull out without legal cause, you forfeit your deposit; if the seller pulls out, they must return twice the deposit amount to you.

How long does the entire buying process for property in Spain take?+

On average, the process takes 6 to 12 weeks from reservation to final completion at the notary. If you require a Spanish mortgage, add approximately 2 to 4 weeks for bank appraisals and formal loan approvals.

Can I complete the buying process remotely without traveling to Spain?+

Yes. You can grant a formal Power of Attorney (Poder Notarial) to your lawyer or buyer's agent. This empowers them to handle your NIE application, open bank accounts, sign the deposit contract, and complete the notary deed on your behalf.

What legal checks are completed before signing the final deeds?+

Before completion, your legal team verifies the seller's registered ownership in the Land Registry (Registro de la Propiedad), confirms zero outstanding debts or mortgages (Nota Simple), validates building permits and habitation licenses (Cédula de Habitabilidad), and ensures all local property taxes (IBI) are fully paid up.