Tm Tower

Yes. Under Spanish law (Ley 20/2015), property developers are legally required to guarantee all advance payments using a bank guarantee (Aval Bancario) or an official insurance policy. This ensures that every euro you pay prior to completion is fully protected and refundable if the builder fails to deliver on time.

All new-build developments in Spain include statutory builder guarantees governed by the Building Ordinance Act (LOE): 10 Years: Coverage for structural flaws (foundations, load-bearing walls). 3 Years: Coverage for habitability and installation defects (plumbing, electrical, insulation). 1 Year: Coverage for cosmetic finishing details.

New-build properties are subject to 10% VAT (IVA) plus Stamp Duty (AJD), which ranges between 1.2% and 1.5% depending on the region. Resale properties, by contrast, incur Transfer Tax (ITP). Overall purchase costs for new builds generally total around 12% to 14% of the purchase price.

Yes, provided you reserve early in the construction process. Developers typically offer choice packages for kitchen cabinets, floor tiles, bathroom fittings, and minor layout adjustments so you can tailor your energy-efficient home to your personal style.

No. Developer pricing in Spain is fixed by law, meaning you pay the exact same price whether you buy directly or through us. By using Woning in Spanje Kopen, you get completely free, independent Dutch guidance and impartial legal verification throughout the developer contract process.